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Is That Condo Fee Worth It? What You’re Really Paying For in DC

July 3, 2025

Condo living is popular in DC, but those monthly fees can raise eyebrows. What are you really paying for?

In most cases, condo fees cover building insurance, water, trash, landscaping, exterior maintenance, common area cleaning, and reserve funding for future repairs. Buildings with more amenities (like a gym or concierge) will typically have higher fees.

A $600/month fee might sound steep, but if it includes water, parking, and a full-time concierge, it could be great value.

Red flags to look for:

  • Low reserves (ask for the reserve study)

  • Deferred maintenance (peeling paint, outdated elevators)

  • Frequent special assessments

Before buying, review the condo budget, minutes from recent meetings, and ask your agent what to expect in that building.


 

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